• בלוג בדרך שלך,  טיפים חמים במשכנתא,  משכנתאות

    How to get cash from your home: debut the new mortgage loan

    Obtaining liquidity by securing your home is now easier thanks to the new rules, in force since May 6, governing the mortgage loan. On the one hand, access to the financial instrument for individuals over 60 is simplified (the limit with the old norm was 65 years) and clarity on tax benefits, on the other banks get more certainty about the credit mechanism and guarantees to protect the loan. This type of financing is widespread on the Anglo-Saxon market, but in Italy it has always struggled to impose itself. Also due to the lack of regulatory clarity that had long been reported by Abi and consumer associations. Clarity trying to introduce the new…

  • בלוג בדרך שלך,  טיפים חמים במשכנתא,  משכנתאות

    Mortgage loan on the house, how to get it?

    The mortgage loan , also known as mortgage credit , is a sort of loan that takes part from the mortgage on an asset or property in order to obtain capital. This particular type of loan is divided into three categories: Mortgage annuity loan : Mandatory subscription of a mortgage on the house as a guarantee, repayment plan from 5 to 25 years. Home loan : It is also granted to bad payers , possibility to customize payment installments. Mutual liquidity : The maximum capital must be equal to the value of the property chosen for the mortgage, the capital can reach up to 75,000 euros, however, always based on the value of the mortgaged property. The mortgage credit requires guarantees, of…